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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
How Chime Became America's Biggest Digital Bank
⏲ 5:16 👁 19.8M
Frank Genois
Timmy
⏲ 33 seconds 👁 1.2M
Andrew Rousso
timmy gets picked up late
⏲ 59 seconds 👁 1.8M
The animation style of \
Timmy Time | Season 2 | Episode 2 | Full Episode
⏲ 8:45 👁 55K
Evil Oogway
Timmy Turner Sigma #shorts
⏲ 17 seconds 👁 15.6M
Timmy2Cans
TROLLING ON REBIRTH ISLAND
⏲ 15 minutes 20 seconds 👁 29.4K
The animation style of \
Timmy Time | Season 2 | Episode 4 | Full Episode
⏲ 8:45 👁 85K
Timmy2Cans
WINNING WITH VEHICLES ONLY ON REBIRTH ISLAND!
⏲ 10 minutes 26 seconds 👁 84.8K
Andrew Rousso
timmy's hamster dies
⏲ 59 seconds 👁 663.6K
Dear business partner,<br/><br/>Are you looking to reach potential customers & grow your rental business? Look no further! We are excited to invite you to join our platform and start receiving high-quality leads tailored to your rental offerings.<br/><br/>Rentzeasy is an online rental marketplace in India for multi-category consumer and commercial products. Users can select & rent over 120+ products from audio visual equipment, camera equipment, construction equipment, costumes, event and party items etc categories from the network of its verified vendors.<br/><br/>Here are some benefits of registering with us:<br/><br/>Access to Targeted Leads: Our platform matches you with leads that align with your rental offerings, ensuring that you connect with customers who are actively seeking what you provide.<br/><br/>Increased Visibility: Showcase your rental inventory to a broader audience. With our platform's user-friendly interface, potential customers can easily discover and place order for your offerings.<br/><br/>Cost-Effective Marketing: Say goodbye to expensive marketing campaigns! Registering with us gives you access to a steady stream of leads without the need for extensive advertising efforts, saving your time and money.<br/><br/>Transparent Transaction Process: Facilitate smooth transactions with our secure payment gateway and transparent rental agreements. Build trust with your customers by offering clear terms and conditions, fostering long-lasting relationships that translate into repeat business.<br/><br/>Flexible Options: Customize your listing based on your availability, pricing, and rental terms. Whether you prefer short-term rentals, long-term leases, or flexible scheduling, our platform accommodates your preferences.<br/><br/>Streamlined Communication: Our platform facilitates seamless communication between you and potential customers. Respond to orders, and finalize orders and rental agreements—all within our intuitive web dashobaord and web application systems.<br/><br/>Ready to take your rental business to new heights? Registering is quick and simple:<br/><br/>Visit www.rentzeasy.com.<br/>Click on the \
Scale Your Rental Business - Rentzeasy.com
⏲ 2:23 👁 10K
Steven He
The Cousin your Asian Parents Compare you to - Your Skit Idea 3
⏲ 6 minutes 9 seconds 👁 1.2M
plainsign
[YTP] timmy become crazy | by @zvardin
⏲ 50 seconds 👁 15.4K
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