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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Understanding what Elden Ring class to choose and what the best options are, will really help in the early stages of the game. Each class comes with a loadout of weapons and pre-levelled stats with an emphasis on certain statistics known as Attributes which affect different things about your character and, as a result, gameplay. <br/><br/>Defeating enemies will give you Runes you can use to level up your character to hone your build. And, due to an uncapped levelling system, you can spend points in different Attributes at any point to diversify your abilities whenever you want. For example, if you’ve been using a melee build, you might decide you want to get into magic, so you can just start spending points on boosting the relevant Attributes. Be aware, though, that this is something you should only consider late game, once you’ve already considerably levelled other stats and know what you’re doing.
⏲ 5:30 👁 510K
Retail sales volumes were flat in March as rises in sales at non-food stores helped offset falls for food shops. The Office for National Statistics said sales growth was recorded at 0.0 per cent, down from 0.1 per cent growth in February. February’s data has been revised up from a previous estimate of 0.0 per cent.
⏲ 1:6 👁 4.3M
watch here new Kapil And The Kaushal BrothersVicky Sunny KapilThe Great Indian Kapil Show. Do follow for watching next
⏲ 1:24 👁 465K
Sleeping Dogs is an American crime mystery thriller film directed by Adam Cooper in his feature-length directorial debut from a screenplay adapted by Cooper and Bill Collage from the 2017 novel The Book of Mirrors by E.O. Chirovici, and starring Russell Crowe and Karen Gillan.
⏲ 1:51:34 👁 1.4M
LOVE COURAGE AND THE BATTLE OF BUSHY RUN Movie Trailer HD - Plot synopsis:Set in 1763, following Britain's victory in the Seven Years’ War, the American Colonies are on the brink of chaos. Colonel Henry Bouquet, portrayed by Tom Connolly, leads a diverse army of Scottish Highlanders, British soldiers, and American volunteers against the siege led by Ottawa Chief Pontiac at Fort Pitt, Pennsylvania.<br/><br/> With breath-taking battle scenes and powerful performances, this film not only captures the intensity of war but also highlights the human stories and bravery of those who stood at the frontier of history.<br/><br/> Starring: Tom Connolly, Rachele Schank, John Michael Finley, Adam Baldwin, Edward Gelhaus, Jackson Hurst, Chris Mayers, Rachel Hendrix, Julian Curtis, and Delno Ebi.<br/><br/> Directed by: Dave Alan Johnson & Larry A. McLean
⏲ 1:34 👁 2.1M
Scotsman head of news Dale Miller speaks to world editor Jane Bradley about the Iran / Israel situation and the start of the Donald Trump trial in America
⏲ 5:27 👁 32.6M
Secrets, also known as Danielle Steel's Secrets, is a 1992 American made-for-television drama film directed by Peter H. Hunt. The film is based upon the 1985 novel of the same name written by Danielle Steel. The drama centers on a television producer and his relationship with the star of his latest TV series.[1]<br/><br/>Plot<br/>The film focuses on the cast and crew of a new TV series called Manhattan, which is shot on location in New York City. Mel Wexler is a successful producer who has become a workaholic since the death of his family in a plane crash. Trying to forget his loss, he throws himself on producing Manhattan. For the lead role, he tries to cast the film star Sabina Quarles, who has a reputation of being hard to work with. She initially declines, explaining she is too good for television. However, because of her past with Mel, she finally accepts the role. They soon start a relationship, but he remains suspicious of her constant visits to San Francisco. She is reluctant to explain why she is going there every month, which makes him think she is having an affair.<br/><br/>Meanwhile, playing her stepson in the series is Bill Warwick, an actor who is a sex symbol. He is married to Sandy, but because of his image, he has to keep their marriage a secret. Sandy was once a great actress, but her drug addiction has turned her into a street prostitute. He thinks a co-starring role could help her to get back on the right path, but she fails to show up at her audition. The role eventually goes to Gaby Smith, a rich actress who graduated from Yale. Bill is upset that his wife wasn't given the role and as a result, treats Gaby with some disdain.
⏲ 1:13:32 👁 515K
Nikki Haley Has a New Job , After Dropping Out of Presidential Race.<br/>The former governor of South Carolina <br/>announced on April 15 that she's going to work for <br/>the Hudson Institute, 'New York Post' reports. .<br/>She will serve as the conservative foreign-policy think tank's Walter P. Stern chair.<br/>Haley said that she will use her position to aid her foreign-policy objectives, 'New York Post' reports. .<br/>When our policymakers fail to call <br/>out our enemies or acknowledge <br/>the importance of our alliances, <br/>the world is less safe. That is why <br/>Hudson’s work is so critical, Nikki Haley, via statement.<br/>They believe the American <br/>people should have the facts <br/>and policymakers should have <br/>the solutions to support a secure, <br/>free and prosperous future. , Nikki Haley, via statement.<br/>I look forward to partnering <br/>with them to defend the principles <br/>that make America the greatest <br/>country in the world, Nikki Haley, via statement.<br/>Sarah May Stern, chair of Hudson’s <br/>Board of Trustees, said, \
⏲ 1:31 👁 80M
A criminal gang operating out of Blackburn have been jailed for more than 40 years after concealing large amounts of cocaine in cheese.<br/><br/>On May 3 2023, Lancashire Police raided a unit at the Old Fire Station in Blackburn and found a £17.2 million haul of cocaine.<br/><br/>The unit belonged to 46-year-old Saleem Chaudhri, who had hidden the large amounts of cocaine inside blocks of Gouda cheese.<br/>
⏲ 2:13 👁 20M
A new poll from The New York Times and Siena College finds that Americans’ approval of Donald Trump’s presidency has increased since he left office. Veuer’s Matt Hoffman has the details.
⏲ 0:52 👁 254.8M
A new poll from The Associated Press NORC Center for Public Research finds Americans divided on whether former president Trump acted illegally in the events related to his New York criminal trial. Veuer’s Matt Hoffman has the details.
⏲ 1:6 👁 1.4M
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