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_agreement-to-share-data-with-unhcr-in-final-phase-says-saifuddin.jpg "The Home Ministry (KDN) is currently in the final phase of reaching an agreement to share data on refugees with the United Nations High Commission for Refugees (UNHCR) to facilitate the government's next step in managing refugees in this country more comprehensively.<br/><br/>Home Minister Datuk Seri Saifuddin Nasution Ismail said the matter was discussed in a meeting with the representative of UNHCR High Commission, Thomas Albrecht in Parliament on Thursday (April 4). <br/><br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline<br/>")
⏲ 5:51 👁 1.5M
_dozens-of-new-moons-are-orbiting-saturn.jpg "Saturn long held the record for having the most moon, however just a few months ago after the discovery of more moons orbiting Jupiter, that planet took the lead. Well, now using new data and image stacking methods, astronomers have just discovered dozens of new moons circling Saturn, putting it firmly back in the lead.")
⏲ 1:20 👁 21.9M
_extra-100-new-fast-ev-chargers-installed-this-year-so-far.jpg "The federal government has released new data showing how fast electric vehicle charging stations are rolling out across the country. It's all part of the government spruiking its national vehicle efficiency standards.")
⏲ 2:1 👁 135K
_employee-dimension-analysis-view-report-in-business-central.jpg "Watch the Full Video on our YouTube Channel.<br/>▶️ https://youtu.be/PSrircB98r0<br/>----------------------------------------------<br/>✅Agenda of the Video▶️: To Show the Steps, How-To Create an \")
⏲ 1:7 👁 80K
_data-shows-house-prices-in-capital-cities-continue-to-rise.jpg "Data from CoreLogic show that house prices in capital cities are continuing to rise.")
⏲ 1:30 👁 40K
_google-to-settle-lawsuit-by-destroying-billions-of-private-browsing-records.jpg "Google to Settle Lawsuit by , Destroying Billions of Private Browsing Records.<br/>In 2020, Google was sued by numerous <br/>users who claimed that the tech giant <br/>secretly tracked their internet use despite <br/>browsing in Chrome's incognito mode.<br/>The plaintiffs claim that this allowed <br/>Google to be an \")
⏲ 1:31 👁 695K
_how-to-forecasting-sales-based-expenses.jpg "Forecasting sales-based expenses involves predicting the expenses that are directly tied to the level of sales a business generates. These expenses typically include costs such as commissions, advertising, marketing, and sometimes production costs that vary directly with sales volume. Here's a step-by-step guide on how to forecast sales-based expenses:<br/><br/>Understand Historical Data: Review historical sales data and corresponding expenses to identify patterns and trends. Look for correlations between sales volumes and related expenses.<br/><br/>Identify Key Drivers: Determine the key factors that drive sales-based expenses. This could include sales volume, market trends, promotional activities, seasonality, and any other factors that directly impact expenses.<br/><br/>Develop Sales Forecasts: Generate sales forecasts based on a combination of historical data, market research, industry trends, and internal factors such as marketing strategies and sales projections. Use quantitative methods like time-series analysis, regression analysis, or qualitative methods like expert opinions and market research to forecast sales.<br/><br/>Estimate Expense Ratios: Calculate expense ratios by analyzing historical data to determine the percentage of sales that each expense category typically represents. For example, if historically marketing expenses have been 10% of sales, you can use this ratio to estimate future marketing expenses based on forecasted sales.<br/><br/>Adjust for Changes: Consider any changes in business operations, market conditions, or other factors that may impact sales-based expenses. Adjust your expense ratios accordingly to reflect these changes in your forecasts.<br/><br/>Review and Refine: Regularly review and refine your forecasts based on actual sales performance and expenses. Compare your forecasts to actual results and identify any discrepancies. Use this information to improve the accuracy of future forecasts.<br/><br/>Scenario Analysis: Conduct scenario analysis to assess the potential impact of different sales scenarios on expenses. This allows you to prepare for various outcomes and make informed decisions based on different sales projections.<br/><br/>Communication and Collaboration: Ensure collaboration between sales, marketing, finance, and other relevant departments to gather insights and validate assumptions. Effective communication helps in aligning expectations and improving the accuracy of forecasts.<br/><br/>By following these steps and employing both quantitative and qualitative methods, businesses can develop more accurate forecasts for sales-based expenses, enabling better financial planning and decision-making.")
⏲ 4:22 👁 40K
_what-are-financial-forecasts-and-loans.jpg "Financial forecasts and loans are closely related concepts that play a significant role in the financial management of businesses. Let's explore each one:<br/><br/>Financial Forecasts:<br/><br/>Financial forecasts are projections of a company's future financial performance based on historical data, current trends, and assumptions about future conditions.<br/>These forecasts typically include estimates of revenue, expenses, profit margins, cash flow, and other financial metrics over a specific period, such as a fiscal year or quarter.<br/>Financial forecasts are used for various purposes, including budgeting, strategic planning, performance evaluation, investor communication, and decision-making.<br/>Common types of financial forecasts include income statements, balance sheets, cash flow statements, and financial ratios.<br/>Accuracy and reliability of financial forecasts are critical for effective decision-making and risk management.<br/><br/>Loans:<br/><br/>Loans are financial instruments provided by lenders (such as banks, financial institutions, or private lenders) to borrowers, allowing them to borrow a certain amount of money for a specified period, typically with interest.<br/>Businesses often use loans to finance capital investments, expand operations, manage cash flow, or fund other business activities.<br/>Types of business loans include term loans, lines of credit, equipment financing, working capital loans, and commercial mortgages, each with different terms, interest rates, and repayment schedules.<br/>When applying for a business loan, borrowers are typically required to provide financial forecasts, including income statements, balance sheets, and cash flow projections, to demonstrate their ability to repay the loan.<br/>Lenders evaluate loan applications based on factors such as the borrower's creditworthiness, financial stability, business plan, collateral, and repayment capacity.<br/>Interest rates, loan terms, and loan amounts vary depending on the lender's assessment of risk and the borrower's financial situation.<br/>Repayment of loans typically involves periodic payments of principal and interest over the loan term, with the possibility of early repayment or refinancing.<br/>Loans can be an important source of funding for businesses, but they also come with risks, including interest costs, repayment obligations, and potential impact on the company's financial flexibility and creditworthiness.<br/><br/>In summary, financial forecasts are projections of a company's future financial performance, while loans are financial instruments that provide funding to businesses. Financial forecasts are often used when applying for loans to demonstrate the borrower's ability to repay the loan and assess the financial impact of borrowing on the company's operations.")
⏲ 4:31 👁 55K
_how-to-calculation-fixed-costs-and-variable-costs-in-financial-modeling.jpg "In financial modeling, calculating fixed costs and variable costs involves identifying the costs that remain constant regardless of production or sales volume (fixed costs) and those that vary with production or sales volume (variable costs). Here's how you can calculate them:<br/><br/>Identify Fixed Costs:<br/><br/>Fixed costs are expenses that do not change with the level of production or sales. They remain constant within a certain range of activity.<br/>Examples of fixed costs include rent, salaries of permanent staff, insurance premiums, depreciation, and property taxes.<br/>To calculate fixed costs, review the company's financial statements and identify expenses that are consistent over time and not directly tied to production or sales volume.<br/>Calculate Variable Costs:<br/><br/>Variable costs are expenses that change in proportion to the level of production or sales. As production increases, variable costs also increase, and vice versa.<br/>Examples of variable costs include raw materials, direct labor, sales commissions, packaging costs, and shipping expenses.<br/>To calculate variable costs, you can use historical data to determine the variable cost per unit or the variable cost as a percentage of sales revenue.<br/>Segregate Mixed Costs:<br/><br/>Some costs may have elements of both fixed and variable components, known as mixed costs.<br/>To segregate mixed costs into their fixed and variable components, you can use techniques like the high-low method, scattergraph method, or regression analysis.<br/>The high-low method involves selecting the highest and lowest activity levels and corresponding costs and then calculating the variable cost per unit and the total fixed cost.<br/>Build a Financial Model:<br/><br/>Incorporate the calculated fixed costs and variable costs into your financial model.<br/>Use formulas or functions in spreadsheet software to represent fixed costs and variable costs in your model.<br/>For example, you can use the SUM function to aggregate fixed costs, while multiplying the variable cost per unit by the level of activity (e.g., units sold) to calculate variable costs.<br/>Sensitivity Analysis:<br/><br/>Conduct sensitivity analysis to assess the impact of changes in production or sales volume on total costs.<br/>By varying the assumptions related to fixed costs and variable costs, you can analyze how different scenarios affect the company's profitability and financial performance.<br/>By accurately calculating fixed costs and variable costs in your financial model, you can better understand cost structures, conduct scenario analysis, and make informed decisions regarding pricing, production levels, and resource allocation.")
⏲ 3:17 👁 35K
_exploring-lahore-avari-amp-metro-bus-19-dec-2013.jpg "Lahore Visit-avari Hotel & Travelling by Metro Bus<br/><br/>19 Dec 2013<br/><br/>Tech Data:<br/>Camera: CANON LEGRIA HRF16 Camcorder<br/>Video: MTS (HD)<br/>Editing: WMM on Win 7<br/>")
⏲ 3:42 👁 30K
_trump-media-stock-toughest-to-short-sell-with-skyrocketing-borrowing-costs.jpg "Trump Media, the company behind Truth Social, is currently the most expensive U.S. stock to short sell, according to financial data from S3 Partners. Short sellers would have to pay annual borrowing costs of 750 to 900% of the stock price to open a new short position on April 3rd. Existing short positions in Trump Media stock have borrowing costs of around 565% annually. Short selling Trump Media stock is becoming more challenging and expensive, as nearly all available shares have already been borrowed, exacerbating the high costs.")
⏲ 0:44 👁 530K
_birds-2013.jpg "Visiting a relative's house in lahore & enjoying watching their birds farm<br/><br/>2013<br/><br/>Tech Data:<br/>Camera: CANON LEGRIA HRF16 Camcorder<br/>Video: MTS (HD)<br/>Editing: WMM on Win 7<br/><br/>")
⏲ 4:18 👁 25K
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_agreement-to-share-data-with-unhcr-in-final-phase-says-saifuddin.webp "The Home Ministry (KDN) is currently in the final phase of reaching an agreement to share data on refugees with the United Nations High Commission for Refugees (UNHCR) to facilitate the government's next step in managing refugees in this country more comprehensively.<br/><br/>Home Minister Datuk Seri Saifuddin Nasution Ismail said the matter was discussed in a meeting with the representative of UNHCR High Commission, Thomas Albrecht in Parliament on Thursday (April 4). <br/><br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline<br/>")
_dozens-of-new-moons-are-orbiting-saturn.webp "Saturn long held the record for having the most moon, however just a few months ago after the discovery of more moons orbiting Jupiter, that planet took the lead. Well, now using new data and image stacking methods, astronomers have just discovered dozens of new moons circling Saturn, putting it firmly back in the lead.")
_extra-100-new-fast-ev-chargers-installed-this-year-so-far.webp "The federal government has released new data showing how fast electric vehicle charging stations are rolling out across the country. It's all part of the government spruiking its national vehicle efficiency standards.")
_employee-dimension-analysis-view-report-in-business-central.webp "Watch the Full Video on our YouTube Channel.<br/>▶️ https://youtu.be/PSrircB98r0<br/>----------------------------------------------<br/>✅Agenda of the Video▶️: To Show the Steps, How-To Create an \")
_data-shows-house-prices-in-capital-cities-continue-to-rise.webp "Data from CoreLogic show that house prices in capital cities are continuing to rise.")
_google-to-settle-lawsuit-by-destroying-billions-of-private-browsing-records.webp "Google to Settle Lawsuit by , Destroying Billions of Private Browsing Records.<br/>In 2020, Google was sued by numerous <br/>users who claimed that the tech giant <br/>secretly tracked their internet use despite <br/>browsing in Chrome's incognito mode.<br/>The plaintiffs claim that this allowed <br/>Google to be an \")
_how-to-forecasting-sales-based-expenses.webp "Forecasting sales-based expenses involves predicting the expenses that are directly tied to the level of sales a business generates. These expenses typically include costs such as commissions, advertising, marketing, and sometimes production costs that vary directly with sales volume. Here's a step-by-step guide on how to forecast sales-based expenses:<br/><br/>Understand Historical Data: Review historical sales data and corresponding expenses to identify patterns and trends. Look for correlations between sales volumes and related expenses.<br/><br/>Identify Key Drivers: Determine the key factors that drive sales-based expenses. This could include sales volume, market trends, promotional activities, seasonality, and any other factors that directly impact expenses.<br/><br/>Develop Sales Forecasts: Generate sales forecasts based on a combination of historical data, market research, industry trends, and internal factors such as marketing strategies and sales projections. Use quantitative methods like time-series analysis, regression analysis, or qualitative methods like expert opinions and market research to forecast sales.<br/><br/>Estimate Expense Ratios: Calculate expense ratios by analyzing historical data to determine the percentage of sales that each expense category typically represents. For example, if historically marketing expenses have been 10% of sales, you can use this ratio to estimate future marketing expenses based on forecasted sales.<br/><br/>Adjust for Changes: Consider any changes in business operations, market conditions, or other factors that may impact sales-based expenses. Adjust your expense ratios accordingly to reflect these changes in your forecasts.<br/><br/>Review and Refine: Regularly review and refine your forecasts based on actual sales performance and expenses. Compare your forecasts to actual results and identify any discrepancies. Use this information to improve the accuracy of future forecasts.<br/><br/>Scenario Analysis: Conduct scenario analysis to assess the potential impact of different sales scenarios on expenses. This allows you to prepare for various outcomes and make informed decisions based on different sales projections.<br/><br/>Communication and Collaboration: Ensure collaboration between sales, marketing, finance, and other relevant departments to gather insights and validate assumptions. Effective communication helps in aligning expectations and improving the accuracy of forecasts.<br/><br/>By following these steps and employing both quantitative and qualitative methods, businesses can develop more accurate forecasts for sales-based expenses, enabling better financial planning and decision-making.")
_what-are-financial-forecasts-and-loans.webp "Financial forecasts and loans are closely related concepts that play a significant role in the financial management of businesses. Let's explore each one:<br/><br/>Financial Forecasts:<br/><br/>Financial forecasts are projections of a company's future financial performance based on historical data, current trends, and assumptions about future conditions.<br/>These forecasts typically include estimates of revenue, expenses, profit margins, cash flow, and other financial metrics over a specific period, such as a fiscal year or quarter.<br/>Financial forecasts are used for various purposes, including budgeting, strategic planning, performance evaluation, investor communication, and decision-making.<br/>Common types of financial forecasts include income statements, balance sheets, cash flow statements, and financial ratios.<br/>Accuracy and reliability of financial forecasts are critical for effective decision-making and risk management.<br/><br/>Loans:<br/><br/>Loans are financial instruments provided by lenders (such as banks, financial institutions, or private lenders) to borrowers, allowing them to borrow a certain amount of money for a specified period, typically with interest.<br/>Businesses often use loans to finance capital investments, expand operations, manage cash flow, or fund other business activities.<br/>Types of business loans include term loans, lines of credit, equipment financing, working capital loans, and commercial mortgages, each with different terms, interest rates, and repayment schedules.<br/>When applying for a business loan, borrowers are typically required to provide financial forecasts, including income statements, balance sheets, and cash flow projections, to demonstrate their ability to repay the loan.<br/>Lenders evaluate loan applications based on factors such as the borrower's creditworthiness, financial stability, business plan, collateral, and repayment capacity.<br/>Interest rates, loan terms, and loan amounts vary depending on the lender's assessment of risk and the borrower's financial situation.<br/>Repayment of loans typically involves periodic payments of principal and interest over the loan term, with the possibility of early repayment or refinancing.<br/>Loans can be an important source of funding for businesses, but they also come with risks, including interest costs, repayment obligations, and potential impact on the company's financial flexibility and creditworthiness.<br/><br/>In summary, financial forecasts are projections of a company's future financial performance, while loans are financial instruments that provide funding to businesses. Financial forecasts are often used when applying for loans to demonstrate the borrower's ability to repay the loan and assess the financial impact of borrowing on the company's operations.")
_how-to-calculation-fixed-costs-and-variable-costs-in-financial-modeling.webp "In financial modeling, calculating fixed costs and variable costs involves identifying the costs that remain constant regardless of production or sales volume (fixed costs) and those that vary with production or sales volume (variable costs). Here's how you can calculate them:<br/><br/>Identify Fixed Costs:<br/><br/>Fixed costs are expenses that do not change with the level of production or sales. They remain constant within a certain range of activity.<br/>Examples of fixed costs include rent, salaries of permanent staff, insurance premiums, depreciation, and property taxes.<br/>To calculate fixed costs, review the company's financial statements and identify expenses that are consistent over time and not directly tied to production or sales volume.<br/>Calculate Variable Costs:<br/><br/>Variable costs are expenses that change in proportion to the level of production or sales. As production increases, variable costs also increase, and vice versa.<br/>Examples of variable costs include raw materials, direct labor, sales commissions, packaging costs, and shipping expenses.<br/>To calculate variable costs, you can use historical data to determine the variable cost per unit or the variable cost as a percentage of sales revenue.<br/>Segregate Mixed Costs:<br/><br/>Some costs may have elements of both fixed and variable components, known as mixed costs.<br/>To segregate mixed costs into their fixed and variable components, you can use techniques like the high-low method, scattergraph method, or regression analysis.<br/>The high-low method involves selecting the highest and lowest activity levels and corresponding costs and then calculating the variable cost per unit and the total fixed cost.<br/>Build a Financial Model:<br/><br/>Incorporate the calculated fixed costs and variable costs into your financial model.<br/>Use formulas or functions in spreadsheet software to represent fixed costs and variable costs in your model.<br/>For example, you can use the SUM function to aggregate fixed costs, while multiplying the variable cost per unit by the level of activity (e.g., units sold) to calculate variable costs.<br/>Sensitivity Analysis:<br/><br/>Conduct sensitivity analysis to assess the impact of changes in production or sales volume on total costs.<br/>By varying the assumptions related to fixed costs and variable costs, you can analyze how different scenarios affect the company's profitability and financial performance.<br/>By accurately calculating fixed costs and variable costs in your financial model, you can better understand cost structures, conduct scenario analysis, and make informed decisions regarding pricing, production levels, and resource allocation.")
_exploring-lahore-avari-amp-metro-bus-19-dec-2013.webp "Lahore Visit-avari Hotel & Travelling by Metro Bus<br/><br/>19 Dec 2013<br/><br/>Tech Data:<br/>Camera: CANON LEGRIA HRF16 Camcorder<br/>Video: MTS (HD)<br/>Editing: WMM on Win 7<br/>")
_trump-media-stock-toughest-to-short-sell-with-skyrocketing-borrowing-costs.webp "Trump Media, the company behind Truth Social, is currently the most expensive U.S. stock to short sell, according to financial data from S3 Partners. Short sellers would have to pay annual borrowing costs of 750 to 900% of the stock price to open a new short position on April 3rd. Existing short positions in Trump Media stock have borrowing costs of around 565% annually. Short selling Trump Media stock is becoming more challenging and expensive, as nearly all available shares have already been borrowed, exacerbating the high costs.")
_birds-2013.webp "Visiting a relative's house in lahore & enjoying watching their birds farm<br/><br/>2013<br/><br/>Tech Data:<br/>Camera: CANON LEGRIA HRF16 Camcorder<br/>Video: MTS (HD)<br/>Editing: WMM on Win 7<br/><br/>")
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