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As Xabi Alonso’s brilliant Bayer Leverkusen side have been crowned Bundesliga champions for the first time in their history, the vision of clubs wanting the German manager is becoming clear. <br/>We’re taking a look at the monumental achievement and what the future could hold for the young manager.
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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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First, put all major decisions on hold. A financial planner can help you come up with a plan that addresses your goals, dreams and needs.
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This was the moment a drowning horse was rescued from a pond.<br/><br/>Deputies at Alachua County Sheriff's Office along with fire rescue teams responded to a call about a horse drowning in a retention pond in Gainesville, Florida, USA, on April 9. <br/><br/>Responders who attended the scene dived into the pond to hold the horse and keep its head above water to prevent it from drowning.<br/><br/>The remaining responders created a harness out of a six-inch-wide strap which they attached to a winch that they had brought with them.<br/><br/>Everyone got into position and pulled the horse out of the water, lodging a red stretcher under the horse to help it slide out.<br/><br/>The horse was later reunited with its owner with no injuries.
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The cheese landscape is punctuated by myths and legends, only some of which hold any water. Want to know which stories have as many holes in them as Swiss cheese? These are some of the top contenders for cheesiest myth.
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On 19 August 1980, Saudia Flight 163 suffers an in-flight fire in the cargo hold. Despite returning to Riyadh International Airport, the flight crew fail to perform an emergency evacuation, and the aircraft bursts into flames on a taxiway. All 301 people on board die from smoke inhalation.
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Aired (April 19, 2024): The TSV virus is infecting patients and doctors one at a time. How long can Analyn (Jillian Ward) be able to hold on before she falls apart like everyone else? #GMANetwork #GMADrama #Kapuso<br/><br/>Watch the latest episodes of 'Abot-Kamay Na Pangarap’ weekdays at 2:30 PM on GMA Afternoon Prime, starring Jillian Ward, Carmina Villarroel-Legaspi, Richard Yap, Dominic Ochoa, Andre Paras, Pinky Amador, Wilma Doesnt, and Ariel Villa­santa. #AbotKamayNaPangarap
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Transportation groups PISTON and Manibela hold another transportation strike on Monday, April 15. This, ahead of the April 30 deadline for individual jeepneys to consolidate.<br/><br/>Full story: https://www.rappler.com/business/piston-manibela-launch-transport-strike-april-15-2024/
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In an iconic celebration beneath Havana's Morro Castle, 400 people gathered to honor Cuba's renowned rum, Havana Club, but not with Cuba libres, mojitos and daiquiris in hand. The event marked the climax of an international competition sponsored by the brand, where 600 bartenders showcased their cocktail mastery. Buzz60’s Maria Mercedes Galuppo has the story.
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Exclusive titles and limited-edition vinyl on sale for Record Store Day 2024. Record stores across the U.S. will celebrate on April 20th with exclusive releases from nearly 400 different titles; from alternative rockers such as The Dandy Warhols and Steve Conte to major groups; The Beatles, David Bowie, Fleetwood Mac and more. Remaining copies can be had online at select locations starting April 21. Allman Brothers Guitarist Dickey Betts dies at 80. The legendary musician passed away on Thursday at his Florida home surrounded by family. According to his manager Betts had been battling cancer and chronic obstructive pulmonary disease. Stars of the 1994 film Pulp Fiction reunite for 30th anniversary. John Travolta, Uma Thurman, Samuel L. Jackson, and more came together on Thursday to celebrate 30 years since the film's release. The event took place at the TCM Classic Film Festival and featured a special screening of the movie. In today's birthday news: actor Tim Curry turns 78, Model Maye Musk 76, actress Ashley Judd 56, actor/filmmaker James Franco 46, TV Personality Joanna Gaines 46, actress Kate Hudson 45, actor Hayden Christensen 43, basketball player Candace Parker 38, and tennis player Maria Sharapova 37.
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Coma Movie Trailer HD - Plot synopsis: Amidst a period of unprecedented world events, an eighteen-year-old girl's life is placed on hold. Isolated in her bedroom, she falls under the spell of the mysterious vlogger Patricia Coma. As time carries on, the lines between her dreams, fears, hopes, and reality begin to blur into one another. From French master Bertrand Bonello (The Beast, Zombi Child, Nocturama), COMA is \
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On Thursday, Principal Deputy Spokesperson Vedant Patel lead a State Department press briefing.<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com
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