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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 46.2M
_man-transforms-back-to-the-future-cars-into-bizarre-creations.jpg "A MAN who collects DeLorean cars has transformed the classic Back To The Future vehicles into a monster truck, a limousine, a hovercraft, a convertible and a Time Machine Replica. Rich Weissensel, a software engineer, is fanatic about the two-door sports car and owns five custom creations – including a stretched DeLorean Limousine - and three stock DeLoreans. Rich has re-modeled the stainless-steel shape of the iconic cars into bizarre and brilliant automotive creations in an ongoing, 14-year series of projects. The projects started after Rich met the car's founder John DeLorean at the Cleveland DeLorean Car Show in 2000 and showed him some of his ideas and sketches. Rich from Chicago, Illinois, built a custom hovercraft using the stainless steel panels of the DeLorean and a hovercraft cushion which allows the DeLorean to float over any surface.")
⏲ 3:6 👁 3.3M
_biz-pulse-gold-shines-bright-amid-growing-global-turmoil-the-reasons124-oneindia-news.jpg "Gold prices have surged over 15% in the last three months, making it the best performing asset class since the beginning of 2024. Similarly, silver has delivered returns of over 13% since January 1. Citigroup forecasts gold to reach $3,000 per ounce over the next 6-18 months, driven by inflation and expectations of monetary easing. Geopolitical tensions in the Middle East and Ukraine further bolster gold prices. <br/> <br/> <br/> <br/> <br/>#Business #Businessnews #StockExchange #IranIsrael #Businessimpact #Sensex #Nifty #Gold #Businessupdates #Economy #Indianews #Oneindia #OneindiaNews <br/>~HT.178~ED.194~GR.124~")
⏲ 2:13 👁 8.5M
_five-year-old-boy-starts-successful-plant-stall-with-seeds-he-grew-all-by-himself.jpg "A budding entrepreneur has started his own successful stall selling leftover seedlings from his garden - at just five-years-old. <br/><br/>George Stafford has been gardening with his mum Nicole, 37, since he was just one-year-old when the coronavirus lockdown inspired them to \")
⏲ 2:17 👁 5.9M
_analysts-issue-dire-warnings-as-trump-media-faces-367-2-billion-decline.jpg "Welcome to Fan Reviews News. We have some breaking news about Trump Media, the publicly traded media company founded by former President Donald Trump. It seems that the stock is taking a nosedive, and financial experts are sounding the alarm bells. Financial experts, including Dan Alexander, predict that the stock could fall by another 90% before any sense can be made of the company's metrics. This is bad news for those who have invested in Trump's stock, as they stand to lose a substantial amount of money. This means retail shareholders, those who invested large sums into the company, may end up empty-handed. We will keep you updated with the facts, on Fan Reviews News.")
⏲ 0:40 👁 168M
_10-energy-saving-tips-for-your-home-124-the-money-edit.jpg "1. TURN OFF STANDBY APPLIANCES<br/>Your devices might still be using small amounts of power. Even if they’re on standby mode.<br/><br/>2. DON’T BE SO HOT<br/>Turn your thermostat down. We get it, it’s nice to be toasty. But turning your heating down by just one degree could lower your bill.")
⏲ 1:44 👁 280K
_danish-citizens-helped-rescue-art-from-a-burning-landmark.jpg "Copenhagen’s Old Stock Exchange building caught fire on Tuesday, and citizens in the area helped rescue priceless works of art from the blaze. Veuer’s Matt Hoffman has the story.")
⏲ 0:58 👁 2.6M
_bitcoin-price-dips-below-3660000-before-rebounding-as-volatility-persists-ahead-of-halving-event.jpg "Bitcoin price dropped below $60,000 late on Thursday before rebounding above $64,000 on Friday morning in volatile trading ahead of an upcoming halving event. Some analysts believe bitcoin miners have been selling their holdings to shore up their balance sheets before the halving, which could reduce the profitability of some mining operations. Geopolitical tensions like attacks between Israel and Iran last weekend also impacted cryptocurrency prices recently. Investment flows into bitcoin exchange-traded funds, which launched in the US last year, have also supported the cryptocurrency's price gains.")
⏲ 0:45 👁 385K
_lok-sabha-elections-2024-geopolitical-tensions-market-in-bloodbath-these-are-the-5-key-points.jpg "As the trading session commenced on April 19th, both the Sensex and the Nifty continued their downward trend for the fifth consecutive day, fueled by reports of Israel's recent missile launch on Iran. This event triggered a surge in oil and gold prices, heightening concerns about the global economy. Concurrently, the commencement of Lok Sabha elections added to the domestic landscape. The Indian rupee also opened at a historic low of 83.55 per Dollar. <br/> <br/>#Market, #Sensex, #Nifty, #IranIsraelConflict, #StockMarket <br/>~PR.152~ED.103~GR.122~")
⏲ 2:33 👁 280K
_meta-stock-rises-1-5-after-unveiling-powerful-ai-assistant-39llama-339.jpg "Meta launched its newest AI assistant powered by the model \")
⏲ 0:39 👁 365K
_infosys-in-focus-124-ask-profit-124-ndtv-profit.jpg "#Infosys shares fall after Q4 revenue misses estimates, modest guidance.<br/><br/>Get all your stock-related queries answered by our technical and fundamental guests with Smriti Chaudhary on 'Ask Profit'. #NDTVProfitLive<br/><br/>")
⏲ 31:9 👁 450K
_this-billionaire39s-bad-bets-left-hundreds-of-underserved-scholarship-students-in-limbo.jpg "Throwing good money after bad and refusing to cut his losses with risky healthcare bets cost Jack Schuler most of his fortune—and left hundreds of underserved kids in the lurch.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/giacomotognini/2024/04/16/inside-the-collapse-of-a-former-billionaires-foundation-for-low-income-students/?sh=1cbc813f2f78<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 5:10 👁 1.1M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_man-transforms-back-to-the-future-cars-into-bizarre-creations.webp "A MAN who collects DeLorean cars has transformed the classic Back To The Future vehicles into a monster truck, a limousine, a hovercraft, a convertible and a Time Machine Replica. Rich Weissensel, a software engineer, is fanatic about the two-door sports car and owns five custom creations – including a stretched DeLorean Limousine - and three stock DeLoreans. Rich has re-modeled the stainless-steel shape of the iconic cars into bizarre and brilliant automotive creations in an ongoing, 14-year series of projects. The projects started after Rich met the car's founder John DeLorean at the Cleveland DeLorean Car Show in 2000 and showed him some of his ideas and sketches. Rich from Chicago, Illinois, built a custom hovercraft using the stainless steel panels of the DeLorean and a hovercraft cushion which allows the DeLorean to float over any surface.")
_biz-pulse-gold-shines-bright-amid-growing-global-turmoil-the-reasons124-oneindia-news.webp "Gold prices have surged over 15% in the last three months, making it the best performing asset class since the beginning of 2024. Similarly, silver has delivered returns of over 13% since January 1. Citigroup forecasts gold to reach $3,000 per ounce over the next 6-18 months, driven by inflation and expectations of monetary easing. Geopolitical tensions in the Middle East and Ukraine further bolster gold prices. <br/> <br/> <br/> <br/> <br/>#Business #Businessnews #StockExchange #IranIsrael #Businessimpact #Sensex #Nifty #Gold #Businessupdates #Economy #Indianews #Oneindia #OneindiaNews <br/>~HT.178~ED.194~GR.124~")
_five-year-old-boy-starts-successful-plant-stall-with-seeds-he-grew-all-by-himself.webp "A budding entrepreneur has started his own successful stall selling leftover seedlings from his garden - at just five-years-old. <br/><br/>George Stafford has been gardening with his mum Nicole, 37, since he was just one-year-old when the coronavirus lockdown inspired them to \")
_analysts-issue-dire-warnings-as-trump-media-faces-367-2-billion-decline.webp "Welcome to Fan Reviews News. We have some breaking news about Trump Media, the publicly traded media company founded by former President Donald Trump. It seems that the stock is taking a nosedive, and financial experts are sounding the alarm bells. Financial experts, including Dan Alexander, predict that the stock could fall by another 90% before any sense can be made of the company's metrics. This is bad news for those who have invested in Trump's stock, as they stand to lose a substantial amount of money. This means retail shareholders, those who invested large sums into the company, may end up empty-handed. We will keep you updated with the facts, on Fan Reviews News.")
_10-energy-saving-tips-for-your-home-124-the-money-edit.webp "1. TURN OFF STANDBY APPLIANCES<br/>Your devices might still be using small amounts of power. Even if they’re on standby mode.<br/><br/>2. DON’T BE SO HOT<br/>Turn your thermostat down. We get it, it’s nice to be toasty. But turning your heating down by just one degree could lower your bill.")
_danish-citizens-helped-rescue-art-from-a-burning-landmark.webp "Copenhagen’s Old Stock Exchange building caught fire on Tuesday, and citizens in the area helped rescue priceless works of art from the blaze. Veuer’s Matt Hoffman has the story.")
_bitcoin-price-dips-below-3660000-before-rebounding-as-volatility-persists-ahead-of-halving-event.webp "Bitcoin price dropped below $60,000 late on Thursday before rebounding above $64,000 on Friday morning in volatile trading ahead of an upcoming halving event. Some analysts believe bitcoin miners have been selling their holdings to shore up their balance sheets before the halving, which could reduce the profitability of some mining operations. Geopolitical tensions like attacks between Israel and Iran last weekend also impacted cryptocurrency prices recently. Investment flows into bitcoin exchange-traded funds, which launched in the US last year, have also supported the cryptocurrency's price gains.")
_lok-sabha-elections-2024-geopolitical-tensions-market-in-bloodbath-these-are-the-5-key-points.webp "As the trading session commenced on April 19th, both the Sensex and the Nifty continued their downward trend for the fifth consecutive day, fueled by reports of Israel's recent missile launch on Iran. This event triggered a surge in oil and gold prices, heightening concerns about the global economy. Concurrently, the commencement of Lok Sabha elections added to the domestic landscape. The Indian rupee also opened at a historic low of 83.55 per Dollar. <br/> <br/>#Market, #Sensex, #Nifty, #IranIsraelConflict, #StockMarket <br/>~PR.152~ED.103~GR.122~")
_meta-stock-rises-1-5-after-unveiling-powerful-ai-assistant-39llama-339.webp "Meta launched its newest AI assistant powered by the model \")
_infosys-in-focus-124-ask-profit-124-ndtv-profit.webp "#Infosys shares fall after Q4 revenue misses estimates, modest guidance.<br/><br/>Get all your stock-related queries answered by our technical and fundamental guests with Smriti Chaudhary on 'Ask Profit'. #NDTVProfitLive<br/><br/>")
_this-billionaire39s-bad-bets-left-hundreds-of-underserved-scholarship-students-in-limbo.webp "Throwing good money after bad and refusing to cut his losses with risky healthcare bets cost Jack Schuler most of his fortune—and left hundreds of underserved kids in the lurch.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/giacomotognini/2024/04/16/inside-the-collapse-of-a-former-billionaires-foundation-for-low-income-students/?sh=1cbc813f2f78<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
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