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Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 46.2M
The Best Bar Crawl in Nashville: Full Ratings & Vlog!
⏲ 8 minutes 28 seconds 👁 648
This amazing bar is hidden down an alley, behind a parking garage, in a basement
⏲ 2 minutes 1 second 👁 5.5K
Grounded Mantis Boss Fight: Tips And Strategies
⏲ 8:30 👁 440K
Vancouver Gay Nightlife 101 |Where to go in Vancouver during Gay Pride? | Gay clubs on Davie St
⏲ 2 minutes 8 seconds 👁 504
The Desert Bar: Arizona's Best Remote Watering Hole
⏲ 5 minutes 54 seconds 👁 5.8K
Narrow Vs Flared Handlebars
⏲ 7:13 👁 350K
Building The Bar + First Muscle-Up On It!
⏲ 16 minutes 29 seconds 👁 21.4K
British Columbia Bike Trip - Eating Only Energy Bars for a Week
⏲ 26 minutes 20 seconds 👁 499
Morgan Wallen breaks silence after Nashville arrest: 'I accept responsibility'
⏲ 1:54 👁 295K
Beach Bar Crawl | CLEARWATER BEACH FLORIDA | Best Florida Beaches
⏲ 13 minutes 19 seconds 👁 21.7K
THE #1 MUSCLE UP TIP THAT NOBODY TALKS ABOUT
⏲ 4 minutes 34 seconds 👁 692.8K
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_the-best-bar-crawl-in-nashville-full-ratings-amp-vlog.webp "Adam Charles Vlogs")
_this-amazing-bar-is-hidden-down-an-alley-behind-a-parking-garage-in-a-basement.webp "Insider")
_grounded-mantis-boss-fight-tips-and-strategies.webp "The Grounded Mantis - specifically the Orchid Mantis - is a late-game boss fight found inside the potted plant on the Shed porch, North of the BBQ. The Orchid Mantis is probably the toughest opponent in all of Grounded, specialising in fast strikes, obfuscation, and a giant health bar that means killing it will require some serious strategy, not to mention advance knowledge of the Mantis' weaknesses. We'll show you everything you need to know to tackle this apex insect below, including its location, how to get the Mantis Kebab needed to summon it, the best strategies and even the rewards you'll get for killing the Grounded Mantis once and for all - not that you'll really need them if you're powerful enough to squash this bug.")
_vancouver-gay-nightlife-101-124-where-to-go-in-vancouver-during-gay-pride-124-gay-clubs-on-davie-st.webp "bros for gays")
_the-desert-bar-arizona39s-best-remote-watering-hole.webp "Living a Stout Life - Craft Beer Travel Adventure")
_narrow-vs-flared-handlebars.webp "Flared handlebars. They’ve been widely adopted in the gravel riding world, with the wider stance providing greater control on technical terrain—as well as the secondary benefit of getting your hands out the way of your bar bag.")
_building-the-bar-first-muscle-up-on-it.webp "Simnett Nutrition")
_british-columbia-bike-trip-eating-only-energy-bars-for-a-week.webp "Nick Pelletier")
_morgan-wallen-breaks-silence-after-nashville-arrest-39i-accept-responsibility39.webp "Morgan Wallen has broken his silence after being arrested earlier this month for throwing a chair off the roof of Nashville's Chiefs Bar, which is owned by fellow country star Eric Church.")
_beach-bar-crawl-124-clearwater-beach-florida-124-best-florida-beaches.webp "Explorcation")
_the-1-muscle-up-tip-that-nobody-talks-about.webp "Simnett Nutrition")
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