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The failures of Silicon Valley Bank and peers like First Republic Bank made 2023 the most tumultuous year for the banking industry since the 2008 crisis, but for some small community banks, the chaos hardly registered.<br/><br/>City Holding Co., the parent company of West Virginia's City National Bank with $6.2 billion in assets, is based in the capital city of Charleston, in a region of Appalachia known for coal. West Virginia is a state whose population of 1.8 million is on the decline, but president and CEO Skip Hageboeck sees that as an asset instead of a drawback. Major banks don’t reinvest much in West Virginia and surrounding towns in Virginia, Ohio and Kentucky to compete for customers, and City National has steadily increased its market share. Thanks to its focus primarily on retail banking rather than catering to businesses, just $894 million out of $5.1 billion (17.5%) in deposits are uninsured, according to its most recent call report, compared with 41% of total deposits at all U.S. banks.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/hanktucker/2024/04/04/americas-best-banks-2024/?sh=2fd50226d762<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
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Top 3 Risks , for Employers on World Day , for Safety & Health At Work.<br/>April 28 is World Day for Safety <br/>and Health at Work, a day meant to stress <br/>the importance of workplace safety. .<br/>PR Newswire recently spoke with Alan Price, <br/>the CEO of BrightHR, on the top three risks <br/>in the workplace and tips for employers. .<br/>Risk #1: New and expectant mothers, Identify potential hazards that include <br/>physical, biological, mental and social risks.<br/>Evaluate hazards and take steps to minimize <br/>the risks posed to pregnant workers.<br/>Once you've taken these steps you <br/>must record your findings and share <br/>them with the employee. Then make any <br/>necessary adjustments such as changes <br/>to working environments, shift patterns, <br/>or finding suitable alternative work, Alan Price, CEO of BrightHR, via PRNewsWire.<br/>Once you've taken these steps you <br/>must record your findings and share <br/>them with the employee. Then make any <br/>necessary adjustments such as changes <br/>to working environments, shift patterns, <br/>or finding suitable alternative work, Alan Price, CEO of BrightHR, via PRNewsWire.<br/>Risk #2: Slipping, tripping or falling, According to Price, identifying <br/>potential hazards is the first step.<br/>Software that records potential hazards <br/>can reduce accidents and offer an <br/>accurate record to avoid disputes or claims.<br/>Risk #3: Fire Hazards, When it comes to the risk of fire, Price <br/>suggests following procedures, conducting risk <br/>assessments and maintaining accurate records.<br/>If an accident happens and you haven't <br/>done everything possible to prevent it, <br/>then you could be liable. If in doubt, seek <br/>advice to ensure safety and compliance, Alan Price, CEO of BrightHR, via PRNewsWire.<br/>As an employer it is your legal duty to <br/>do everything in your power to prevent <br/>employees from getting hurt at work. <br/>Not only to protect staff from <br/>injury but also to avoid penalties, <br/>failed inspections, and damage <br/>to your company's reputation, Alan Price, CEO of BrightHR, via PRNewsWire
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